Free personal finance tools

(for smart diy investors)

Free??
  1. The “Uncensored P2P lending checklist” to know what’s available (to take away)

  2. The retirement calculator (to use here)

  3. The compound interest calculator (to use here)

  4. Compare P2P lending websites in Europe (use it to save time)

This are some of the checklists, calculators and tools I use to build additional streams of income

The list is growing and incomplete

Everything is free to download and to use, so save this page in your browser for future reference

All content is :

 

  1. The checklist

 

This is the checklist for P2P lending investing Click To Tweet

Click to download the free e-book

It took me a lot of time and effort to produce a streamlined approach to peer to peer investing

 

What is this e-book for?

How to avoid deadly mistakes investing in loans

Like everyone, I’ve started from zero

 

I decided to study the matter since I was in need of real diversification for my investments.

I remember the feeling I had at the beginning.

Reading blogs and forums and somehow feel that information was not complete. Good content was scattered around the web.

 

How could I say if what I was reading was reliable?

Lots of data were about the American market, inaccessible and unuseful to me here in Europe.

I signed up, looked inside the tools and just felt lost.

 

The solution was to learn by myself and also:

– Make friend with expert investors
– Ask opinions to traders
– Write questions to the platforms
– Actively invest, make mistakes, learn

Finally, pull out a stream of income

 

I think the power of the web is in sharing knowledge. So I promised myself to write down what I had learned exactly the way I wanted to find it.

Revenue Land logo

2. The retirement calculator

Are you ready to retire?

Find out more with the Retirement Calculator

 

3. The compound interest calculator

Compound interest calculator free:

4. Compare P2P websites and understand my ratings

Compare P2P Lending

PlatformTrue RatingAverage yield %Presumed SafetyProtectionSize in M€Early exitBonus
Estateguru 🇪🇪⭐️⭐️⭐️⭐️+12⭐️⭐️⭐️⭐️⭐️Properties107 ⬆️YES25€ + 0,5%
Mintos 🇪🇪⭐️⭐️⭐️⭐️⭐️6 - 18⭐️⭐️⭐️⭐️⭐️YES2000 ⬆️YES1 %
Bondora 🇪🇪⭐️⭐️⭐️⭐️+8 - 79⭐️⭐️⭐️⭐️Optional200 ⬆️YES5€ (direct)
Housers 🇪🇸🇮🇹⭐️9⭐️⭐️Collateral79YES25€ (fix)
Lendix/October 🇮🇹🇫🇷⭐️⭐️10⭐️⭐️NO280NO20€ (fix)
Fastinvest 🇬🇧⭐️⭐️⭐️13⭐️⭐️YES13 ⬆️NOX
Neo Finance 🇱🇹⭐️⭐️⭐️⭐️9 - 24⭐️⭐️⭐️Optional31YES25€ (direct)
Bridgecrowd 🇬🇧⭐️⭐️⭐️⭐️12⭐️⭐️⭐️⭐️Collateral130YESReferral
Peerberry 🇱🇻⭐️⭐️⭐️⭐️13⭐️⭐️⭐️⭐️⭐️YES70 ⬆️NoX
Proplend 🇬🇧⭐️⭐️7 - 9⭐️⭐️⭐️⭐️Collateral117YESReferral
Grupeer 🇱🇻⭐️⭐️⭐️⭐️12⭐️⭐️⭐️⭐️YES30NO1% temporary bonus
Property Partner 🇬🇧⭐️⭐️⭐️9⭐️⭐️⭐️⭐️Collateral131 ⬆️YESReferral
Envestio 🇪🇪⭐️⭐️22⭐️⭐️Partial13 ⬆️NO5€+0,5%
Fixura 🇫🇮⭐️8⭐️NO100NOX
Crowdestate 🇪🇪⭐️⭐️⭐️⭐️14⭐️⭐️⭐️⭐️Collateral64 ⬆️YESX
FinBee 🇱🇹⭐️⭐️⭐️18⭐️⭐️⭐️NO25 ⬆️YESX
Crowdestor 🇪🇪⭐️⭐️18⭐️⭐️⭐️NO2NOX
Twino 🇱🇻⭐️⭐️⭐️11⭐️⭐️⭐️YES470YESX
Lenndy 🇱🇻⭐️⭐️12⭐️⭐️Optional22NOX
Bulkestate 🇪🇪⭐️⭐️12 - 21⭐️⭐️Collateral4NOX
BorsaDelCredito 🇮🇹⭐️5⭐️⭐️Optional58 ⬆️YESX
Soisy 🇮🇹⭐️4 - 7⭐️⭐️NO3NOX
Linked Finance 🇮🇪⭐️⭐️6 - 17⭐️⭐️NO75NOX
Viainvest 🇱🇻⭐️⭐️⭐️11⭐️⭐️⭐️YES91NOX
Flender 🇮🇪⭐️⭐️⭐️⭐️16⭐️⭐️⭐️Partial9NO5%
Kiva.org 🇺🇸⭐️⭐️⭐️⭐️0⭐️⭐️⭐️⭐️Trust18NOGift 25$
IUVO🇧🇬⭐️⭐️⭐️⭐️10⭐️⭐️⭐️⭐️YES82YESX
IbanWallet🇬🇧⭐️⭐️⭐️4⭐️⭐️YESXNO25€ (fix)
FellowFinance🇫🇮⭐️⭐️⭐️8⭐️⭐️⭐️YES511YESX
CoinLoan 🇪🇪⭐️⭐️12⭐️YESXNOX
Kuetzal ✝️
Rating
proudly
unchanged
⭐️18⭐️YES10NO0,5%
Robocash 🇭🇷⭐️⭐️⭐️13⭐️⭐️⭐️YES59NOX
BrickStarter 🇪🇸🇪🇪
⭐️⭐️⭐️11⭐️⭐️NO2NO
Monethera 🇪🇪⭐️18⭐️NO4NOX
Reinvest24 🇪🇪⭐️⭐️7⭐️⭐️⭐️YES5NOX
Wisefund 🇪🇪⭐️18⭐️No3NOX
Swaper 🇪🇪⭐️⭐️⭐️⭐️12⭐️⭐️⭐️YES92YESX
Viventor 🇱🇻⭐️⭐️⭐️⭐️⭐️⭐️⭐️YES113YESX
EvoEstate 🇪🇪⭐️⭐️⭐️11⭐️⭐️⭐️YES12YES0,5%
Trine ⭐️⭐️⭐️⭐️⭐️8⭐️⭐️⭐️⭐️⭐️YES (SIDA)31NO10€ (fix)
Twino 🇱🇻⭐️⭐️⭐️⭐️10⭐️⭐️⭐️⭐️YES600YESX

WHAT IS TRUE ⭐️ RATING?

THE PARAMETERS I APPLY TO RATE P2P WEBSITES

To establish reliable ratings I apply a complex set of objective and non-objective parameters.

For the sake of transparency, I disclose some of these here.

Go to P2P comparison page

The complete guide on “how to invest money” for Do-it-Yourself investors

Which one the the worst tool and why? What have you found useful here today? What is missing here? Write me the tool you dream about that you haven’t found here!

[Total: 4    Average: 4/5]