Free personal finance tools

(for smart diy investors)

  1. The “Uncensored P2P lending checklist” to know what’s available (to take away)

  2. The retirement calculator (to use here)

  3. The compound interest calculator (to use here)

  4. Compare P2P lending websites in Europe (use it to save time)

This are some of the checklists, calculators and tools I use to build additional streams of income

The list is growing and incomplete

Everything is free to download and to use, so save this page in your browser for future reference

All content is :


  1. The checklist


This is the checklist for P2P lending investing Click To Tweet

Click to download the free e-book

It took me a lot of time and effort to produce a streamlined approach to peer to peer investing


What is this e-book for?

How to avoid deadly mistakes investing in loans

Like everyone, I’ve started from zero


I decided to study the matter since I was in need of real diversification for my investments.

I remember the feeling I had at the beginning.

Reading blogs and forums and somehow feel that information was not complete. Good content was scattered around the web.


How could I say if what I was reading was reliable?

Lots of data were about the American market, inaccessible and unuseful to me here in Europe.

I signed up, looked inside the tools and just felt lost.


The solution was to learn by myself and also:

– Make friend with expert investors
– Ask opinions to traders
– Write questions to the platforms
– Actively invest, make mistakes, learn

Finally, pull out a stream of income


I think the power of the web is in sharing knowledge. So I promised myself to write down what I had learned exactly the way I wanted to find it.

Revenue Land logo

2. The retirement calculator

Are you ready to retire?

Find out more with the Retirement Calculator:

[fcretireageplugin sc_custom_style=”No” sc_add_link=”No” sc_brand_name=”*” sc_hide_resize=”Yes”]

Change calculator currency in the bottom right of the app

3. The compound interest calculator

Compound interest calculator free:

4. Compare P2P websites and understand my ratings

Compare P2P Lending

PlatformTrue RatingAverage yield %Size in M€LTVCurBonusProtection
Estateguru 🇪🇪⭐️⭐️⭐️⭐️+12107 ⬆️57 %25€ + 0,5%Collateral/Properties
Mintos 🇪🇪⭐️⭐️⭐️⭐️+6 - 182000 ⬆️€+101 %Yes
Bondora 🇪🇪⭐️⭐️⭐️⭐️8 - 79200 ⬆️5 € (direct)Optional
Housers 🇪🇸🇮🇹⭐️979?25 € (fix)Collateral
Lendix/October 🇮🇹🇫🇷⭐️⭐️1028020 € (fix)No
Fastinvest 🇬🇧⭐️⭐️9 - 1613 ⬆️ReferralYes
Neo Finance 🇱🇹⭐️⭐️⭐️9 - 243125 € (direct)Optional
Bridgecrowd 🇬🇧⭐️⭐️⭐️⭐️1213050 %£ReferralCollateral
Peerberry 🇱🇻⭐️⭐️⭐️1370 ⬆️XYes
Proplend 🇬🇧⭐️⭐️7 - 911760 %£ReferralCollateral
Grupeer 🇱🇻⭐️⭐️⭐️⭐️1230ReferralYes
Property Partner 🇬🇧⭐️⭐️⭐️⭐️9131 ⬆️55 %£ReferralCollateral
Envestio 🇪🇪⭐️2213 ⬆️5€+0,5%Partial
Fixura 🇫🇮⭐️8100XNo
Crowdestate 🇪🇪⭐️⭐️⭐️1964 ⬆️80 %XCollateral
FinBee 🇱🇹⭐️⭐️⭐️1825 ⬆️XNo
Crowdestor 🇪🇪⭐️182XNo
Twino 🇱🇻⭐️⭐️11470XYes
Lenndy 🇱🇻⭐️⭐️1222XOptional
Bulkestate 🇪🇪⭐️⭐️12 - 21453%XCollateral
BorsaDelCredito 🇮🇹⭐️558 ⬆️XOptional
Soisy 🇮🇹⭐️4 - 73XNo
Linked Finance 🇮🇪⭐️⭐️6 - 1775XNo
Viainvest 🇱🇻⭐️⭐️⭐️1191XYes
Flender 🇮🇪⭐️⭐️⭐️⭐️1695%Partial 🇺🇸⭐️⭐️⭐️⭐️⭐️018$Gift 25$Trust



To establish reliable ratings I apply a complex set of objective and non-objective parameters.

For the sake of transparency, I disclose some of these here.

Go to P2P comparison page

The complete guide on “how to invest money” for Do-it-Yourself investors

Which one the the worst tool and why? What have you found useful here today? What is missing here? Write me the tool you dream about that you haven’t found here!

[Total: 2    Average: 3/5]