Freedom24 Review 2026: I Tested Its Fees, Safety & Account Manager

Last update: September 4, 2026

My verdict after testing Freedom24 with real money: yes, it’s legit and one of the most complete brokers available to European investors.

✅ Safe and regulated – CySEC license CIF 275/15, registered with BaFin (Germany). Parent company Freedom Holding Corp is listed on NASDAQ (FRHC) and audited by Deloitte. Your securities are held in your name via Euroclear; cash is protected up to €20,000 (ICF).

✅ Real costs, no surprises  from $0.65 per US option (lowest in Europe), free wire deposits, two transparent fee plans, no hidden charges. The only fee people complain about: €7 per withdrawal.

✅ Trusted at scale – 500,000+ clients across Europe. I’ve been testing it with my own money since years: the most appreciated feature among users is the personal account manager (a real human, in your language); the most criticized is the €7 withdrawal fee.

What you get: 40,000+ stocks, 1M+ US options, bonds, ETFs and CEFs across 15 markets, portfolio analytics, and a dedicated account manager included with every account.

Open a Freedom24 account. |   Jump to fees  |   Jump to safety

What is Freedom24?

Freedom24 is regulated by CySEC and registered with several national regulators, including CONSOB in Italy and BaFin in Germany. The group is publicly listed on NASDAQ, audited by Deloitte, and operates across multiple European markets, providing an additional layer of transparency and oversight.

Founded in 2008, Freedom24 now serves over 500,000 users from offices in Cyprus, Berlin, and the United States.

Its main strengths are transparency, a wide range of assets, and secure custody of client funds.

Here is some information you need to know about Freedom24:

l instruments always involve the risk of loss of your capital. The forecast or past performance is no guarantee of future results. It is essential to do your own analysis before making any investment.

Can you invest with Freedom24?

It depends on where you come from.

Freedom24 accepts investors from most European countries, including Italy, Spain, Germany, Austria, Greece, Portugal, Estonia, Netherlands, Belgium, France and many more.

Pros & Cons of Freedom24

Here is s short list of the pros and cons of this platform:

Pros of Freedom24

• Personal Account Manager in your language 🏆
• I have ICF guarantee up to a maximum of €20,000
• Easy to register and access
• Wire deposits are always free
• I can deposit cash also by credit card
• Only $0.65 to trade US stock options (the lowest in Europe)
• Closed-end-funds available like the sophisticated “BlackRock ESG Capital Allocation Term Trust (ECAT)” for professional investors

Cons of Freedom24

• No CFD available
• 7€ for every withdrawal
• Crypto ETFs are the only way to invest in cryptos
• You need to download their app to get access
• Not-so-modern looking interface
• Credit card deposits are subject to 2% fee

Star rating for Freedom24 stock broker:

How Freedom24 Works and What It Offers

Freedom24 works as a broker, that is, as an intermediary between me and the financial markets.

With Freedom24 I can invest in the stock market, have access to stocks, CEFs and ETFs.

Freedom24 is used to get access to the markets; it is a popular financial broker amongst experienced traders. As a matter of fact, Freedom24 is considered one of the best options trading platforms in Europe by most experienced traders.

Freedom24 executes my order through Euroclear and Vision Financial Markets LLC. The latter is registered with the Securities and Exchange Commission (U.S. SEC) as a self-clearing securities broker/dealer.

As far as I know, these institutions are safe and well known.

Is Freedom24 Safe and Reliable?

To find out if an investment platform is reliable, I gather official and unofficial information and with Freedom24 I have done just that.

Freedom24 is part of the powerful Freedom Holding Corp. group with as many as 2,000 employees in 10 countries and a very high capitalization (around 6 billion USD).

This company is publicly traded in America (FRHC), so it undergoes very strict transparency and balance sheet checks every year.

Freedom24 is used by 500,000+ people worldwide, mostly in Europe.

In 2023 a short-seller report targeted Freedom Holding. An external review found the allegations unsubstantiated and the short-selling firm has since shut down.

Licenses and authorizations

Freedom Finance Europe Ltd. has a European CySEC license CIF 275/15 issued in 20-05-2015.

Freedom Finance Europe Ltd. is a European subsidiary of the publicly traded FRHC, Freedom Holding Corp.

Moreover, Freedom Finance Europe Ltd. and Freedom Holding Corp report to 3 regulatory bodies:

• Cyprus Securities and Exchange Commission (CySEC).
• U.S. Securities and Exchange Commission in the U.S. (SEC).
• Federal Financial Supervisory Authority (BaFin) in Germany.

Freedom24 operates according to Esma MiFID II – a regulatory framework established in 2018 that ensures the highest level of investor protection.

Protection of up to €20,000 ICF Freedom24, just like most European trading platforms.

Freedom24 is also a member of Euroclear.

⚠️ Disclaimer: Investments in securities and other financial instruments always involve the risk of loss of your capital. The forecast or past performance is no guarantee of future results. It is essential to do your own analysis before making any investment. RevenueLand does not recommend investments or investment instruments. Here I am just sharing the result of my test with this website. I don’t suggest you invest with any specific platform or investing account

Freedom24 Fees and Expenses

Here are all the fees you pay on Freedom24 (no hidden fees).

I can choose between two service plans, depending on how active I count to be.

Here are Freedom24’s fee plans:

Here are the most important trading commissions applied on Freedom24:

If I feel the need to be guided while using the platforms I might prefer the All-inclusive plan in USD.

Both plans are free and I pay only if I use it.

Who is Freedom24 for?

Here’s the honest answer, because it’ll save you time.

You don’t need to be an expert to use Freedom24, but it rewards people who are past the basics. The real value shows up when you stop buying the occasional ETF and start managing a portfolio on purpose.

Freedom24 starts to make sense a step later. It’s for the investor who already has money in the market and is starting to ask a different question: am I actually building a portfolio, or just collecting products?

That’s a real shift. Buying the occasional stock or ETF is one thing; managing capital deliberately over the years is another, and it needs different tools broader access (15 markets, US options, bonds, closed-end funds), proper analytics and investment ideas to lean on, transparency on what you’re really paying, and a human account manager you can actually talk to in your own language.

So this isn’t a “your current broker is bad” argument. Your current broker is probably fine for what you opened it to do. The point is narrower: if you want to manage your money seriously for the long run, it helps to be on a platform built for exactly that and that’s the gap Freedom24 fills.

See if Freedom24 fits the way you invest →

Freedom24 Broker Reviews: What Users Say

The average Freedom24 online reviews are good.

One of the most appreciated aspect is the “Investment IDEAS” section. In that section are the freshest analyses of interesting stocks of the moment.

One of the most criticised things is the 7€ commission to cash out money.

Now that we have aknlowedged the Freedom24 reviews online, let’s find out if there are any bad ones around.

How I sign up to Freedom24 step-by-step

You can open a Freedom24 account by providing your personal information in just a few minutes.

This allows you to immediately try the demo trading platform to test its functionality and then perhaps later deposit and invest.

Disclaimer: Investments in stocks and ti buy securities always carry the risk of losing your capital. Forecasts or past performance are no guarantee of successful investments and future achievements.

So here are the steps needed to open an account:

• I register for free on the official website
• I enter my tax residence
• Then I confirm that I am a real user (via SMS or app)
• I also confirm my identity with photos of 2 documents and selfie (it is safe and takes ~10 minutes)
• I deposit as much as I want

Account opening is complete.

Very often this broker runs incentives for new users. Check the Freedom24 Bonus update to take advantage of it.

Freedom24 customer service

When I registered I had an account manager to interact with. This is exceptional. No more chatbots, but real humans to assist me.

Freedom24 broker support can be requested via email or instant chat.

Of course, there are also customer service phone numbers available.

Physical address Freedom Finance Europe LTD office, phone and contact

Here are the company physical addresses in Europe and emails with phone numbers of all offices:

Freedom Finance Europe Ltd
Authorised by the CySEC CIF License 275/15
dated 20 May 2015

Office address in Germany:

Kurfürstendamm 22 (Kranzler Eck Berlin, 4th floor) DE-10719 Berlin

Freedom24 office are also in France, Spain, Italy, Greece, Poland and Cyprus.

Freedom 24 Review Summary

Mind you, this is just my humble opinion as an active investor. Do your research before making decisions.

At the moment I like this broker.

The main reasons are:

• The account manager is a huge plus other platforms don’t have (try it!)
• the number of assets available (Closed-end Funds, thousands of US stock options)

• Those who want to know more can take the guesswork out of it without any financial effort by using the test demo account for free
• Freedom24 is one of the brokers offering the most shares in Europe

Freedom24 is one of the most complete brokers available to European investors.
It combines strong regulation, US Options access, and very transparent pricing in a single platform.
For long-term investors who want global market access without hidden fees, it remains a solid choice. 

⚠️ Disclaimer: Investments in securities and other financial instruments always involve the risk of loss of your capital. The forecast or past performance is no guarantee of future results. It is essential to do your own analysis before making any investment. If necessary, independent investment advice should be sought from a certified professional. RevenueLand does not recommend investments or investment instruments.

FAQ

Sal Cocurullo

Sal Cocurullo has been investing his own money since 2006 and is financially independent. His portfolio is mainly stocks and ETFs, plus €83,000 currently invested across European P2P platforms. He founded Revenue.Land, where a platform gets reviewed only after he has opened and funded an account. Journalists at Business Insider, Yahoo Finance and Nasdaq have quoted him as a source on European investing. Full bio →