Category Archives: P2P lending

Last update: October 7, 2026 The best P2P lending platforms in Europe in 2026 are Mintos, Debitum and Go & Grow (Bondora). Mintos and Debitum hold a MiFID II investment firm licence from the Bank of Latvia. Go & Grow has no investment licence, but it has paid investors for 17 years. I have invested […]

Bondora has been generating very good passive income to thousands investors for 9 years already. ▶︎ Yield can exceed 15% yearly, but…you’d better follow this set up instructions first. It is powerful, don’t rush and use it wisely! My review on Bondora and my safe set-up. Is Bondora better than Mintos or Twino?

Old Bondora users can switch to “Go € Grow”, BUT…! Go & Grow Bondora new tool is great for beginners! ✅ If you are about to start with Bondora, Go & Grow is easy to implement. ✅Your capital stays available. 4% yield ➕ What about old users?

Last update: October 8, 2026 Mintos is worth it if you diversify and accept the risks. I have invested on Mintos since 2017. My account is worth €54,481, built from about €22,000 to €25,000 deposited, with €27,893 of interest earned and a 9.3% net annual return. Mintos is the largest P2P lending marketplace in Europe […]

Last update: October 7, 2026 No, P2P lending is not safe. It is riskier than savings accounts, cash and government bonds, because there is no deposit guarantee and borrowers, lenders and platforms can fail. It can still be a useful part of a diversified portfolio, if you keep it small. I have invested in P2P […]

Last updated: October 7, 2026. Written by Sal Cocurullo, P2P investor since 2017 with money on these platforms. Mintos wins for returns and diversification. Go & Grow wins for simplicity and liquidity. Mintos pays 9% to 11% with a MiFID II licence and 60+ lenders. Go & Grow pays up to 6% with daily withdrawals […]

Updated on 18 September 2026 · Written by Sal Cocurullo, P2P investor since 2017 and Debitum investor since 2019. Debitum Investments (formerly Debitum Network) is a regulated Latvian platform for business loans. It advertises 11% to 16.5% per year. It is licensed under MiFID II, audited and profitable. New in September 2026: Debitum Flow pays […]

Last update: October 7, 2026 The best Mintos alternative in 2026 is Debitum. Like Mintos, it holds a MiFID II investment firm licence from the Bank of Latvia, but it funds business loans instead of consumer loans. Go & Grow is the simplest alternative, and Estateguru is the best one for real estate loans. Mintos […]

Last update: October 7, 2026 Robocash is a legit P2P lending platform, not a scam. Since 2017 it has funded more than €1.3 billion in loans for over 42,000 investors, who have earned more than €38 million in interest. Its 30-day buyback guarantee has been honoured every time so far. Robocash pays 8% to 13% […]

Update October 2026: this interview is from my early years with NEO Finance. Below are the key facts for 2026. For a current comparison with other platforms, see my Mintos alternatives and the best P2P lending platforms in Europe. 🔑 NEO Finance in 2026 Details Supervision Bank of Lithuania, electronic money institution Listing Shares traded […]